A short term loan is an unsecured loan designed to help you pay for immediate expenses. They are considered short-term loans because the loan balance is typically due all at once on your following payday or over a small number of repayment periods.
It’s easy to find a lender:
There is no cost to fill out a form and submit your information through the online marketplace. If a lender decides they would like to work with you, they will pay us a fee to acquire the lead information you submitted. As a marketplace, we do not receive any information which would allow us to evaluate or compare offers from potential lenders. Please carefully review any offer you receive from a lender to make sure it meets your needs and you understand the terms associated with the offer.
To qualify for a loan, you must at least meet these basic requirements:
Other conditions may apply. Minimum requirements may vary from lender to lender.
Short-term lenders work with many people in various credit situations. If you have less than perfect credit, you may still be able to get the money you need. Not all lenders perform a traditional credit check with the three main credit bureaus, however, credit checks may be done through alternative providers. Request a free copy of your credit report.
If you’re collecting social security, pension, disability, or other kinds of benefits, a lender may find you eligible. If you receive at least $800 a month as well as meet other lender requirements, you may be able to get a loan. Other conditions may apply and will vary from lender to lender.
Please remember that we are not a lender. Lenders, however, will only offer loan products to U.S. residents.
Please remember we are not a lender. If a lender is interested in working with you, you will be redirected to the lender’s website where you are presented terms and conditions of the loan. The loan terms, rates, APRs and fees are determined solely by the lender and vary from lender to lender.
We tell you! Once a lender decides to work with you, you will be redirected to that lender’s website.
Also, check your email to see if you have received an email from your lender. Don’t forget to check your “Junk” or “Spam” folders.
Once you accept the loan offer from a lender, funds can be deposited in as little as 24 hours.* Please keep in mind, if you have been approved over the weekend or a holiday, funds are usually deposited on the next business day.
Please remember we are not a lender and we do not make lending or credit decisions. Many factors are considered during the evaluation process and vary from lender to lender. However, a loan request may be denied based on debt to income ratio, history of late payments, defaulting on debts, or multiple active short-term loans. Additionally, short term loan products are not offered to residents of all states.
Contact your lender immediately to discuss payment arrangement options. We are not a lender, and the loan terms, rates, APRs and fees are determined solely by the lender and vary from lender to lender. Late payments could result in extra fees and being sent to collections. Make sure you understand all loan terms before agreeing to the loan.
If you received funds for a loan that you did not apply for, or feel that your personal information was used to obtain a loan, contact your bank and the lender immediately to reverse the deposit. Report the incident to your local police department and the following entities: The Internet Crime Complaint Center (IC3) and the Federal Trade Commission (FTC) at 1-877-438-4338.
*THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. It is not an agent, representative or broker of any lender and does not endorse any lender or charge you for any service or product. This Web Site does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender. However, providing your information on this Web Site does not mean that a lender will be able to work with you or that you will be approved for a short term loan. Cash advances should only be used by you to solve immediate cash needs and should not be considered a long term solution. Not all lenders can provide up to $5,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Lender services may not be available to residents of all states based on individual lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.
**Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers.
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